Single biggest investment you may make in life is your Home.

Let us Protect it with ​

HomeOwners Insurance

:Basic Coverages Included in Homeowners Policies:

Property Damage Coverage
This coverage is designed to help pay for damage to your home and personal property.

“Other Structures”: helps you protect your detached garage, tool shed, and other unattached structures. This coverage is typically 10% of the amount for which your home is insured.

Review any of these coverages with us, to make sure you are adequately protected in all these areas.

We will help review your current limits of coverage, and guarantee you have enough protection.

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Personal Liability Coverage
Coverage that helps to protect you against a non-auto claim in which you were at fault. Liability coverage in your policy covers both the cost of defending you and damages the court orders you must pay. Liability insurance does not have a deductible that you must meet before the insurer begins to pay losses.

Personal Property Floater
Is broader than the coverage in your standard homeowners insurance policy.
A homeowner’s insurance policy normally provides limited coverage for collectibles, jewelry, furs, etc. It may be necessary to insure your valuables with a Personal Property Floater. ​

Additional Living Expenses
Where will you live if your home is badly damaged?
If move into a hotel or apartment for awhile because of damage caused by a covered loss, your homeowners policy will normally cover the stay, subject to policy limits.

Medical Payments Coverage
Medical Payments coverage is designed to pay for an injury to someone OUTSIDE your family. It can often help settle “small” injuries outside of court before they become BIG claims in court. This is not medical coverage for your and your family.